A  credit/thrift Association  (also known as co-operative, co-op, or coop) is "an autonomous association of persons united voluntarily to meet their common economic, social, and cultural needs and aspirations through a jointly-owned enterprise".

[1] Cooperatives are democratically owned by their members, with each member having one vote in electing the board of directors.

In a cooperative associations, there is usually an organized collection of records for each member detailing among other things:
The biodata of the Customer,
Credit worthiness,
Periodic contribution.
The strength on the association is partly dependent on how well these information are managed and how easily they could be assessed by the any requesting Member.
Apart from being able to access their records remotely via membership websites, most members usually want their periodic savings, balances and other information relating to them sent through SMS for easy reconciliation.
The ability to send payment alerts, especially, as and when due has set many cooperative well apart from the others who are still majorly reliant on the manual ways.
At UNIK CONNECTS, we have pre-designed cooperative portals with modern features that gives members lots of conviencies and also has bulk SMS API integrated to cater for all alerts and information the association deems necessary.
Our Membership portal can also send periodic and specific messages during festive periods, new months and association events. We can also provide a system whereby a completely new software addressing some unconventional needs are is developed.
Contact support  for further information.

Credit/thrift bulk SMS services